Shared Ownership – How does it work?

Stepping onto the first rung of the property ladder may feel daunting – but shared ownership could give you a leg up and help you to own a property that may otherwise have been unaffordable.

With a shared ownership, you only pay the deposit on – and need a mortgage for – the share of the property you are buying. This means the amount of money needed for the deposit is usually a lot lower than it would be if you were buying the whole property outright.

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